| CampusDoor is committed to protecting the privacy of our customers’ nonpublic
personal information. Keeping your information secure and ensuring your understanding of how
we collect, use and maintain such information is important to us. We have implemented privacy
policies consistent with applicable law and regulatory requirements. We also have adopted
policies and procedures designed to safeguard the security and confidentiality of your records
and nonpublic personal information which are consistent with applicable law and regulatory requirements. |
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| This Privacy Statement provides our customers (“you”) with basic information
relating to the types of nonpublic personal information we collect, how we use the nonpublic
personal information we collect, how we disclose the nonpublic personal information we collect,
and how we safeguard the nonpublic personal information we collect. |
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| From time to time, we will update this Privacy Statement to reflect changes in
our policies and practices. If you are still a customer of CampusDoor, you will receive
written notification of any significant changes as required by law. |
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In order to provide the many services CampusDoor offers, we will need to
obtain and maintain certain of your nonpublic personal information. We collect nonpublic
personal information about you from the following sources:
- Information we receive from you on applications or other forms;
- Information about your transactions with us, our affiliates, or others; and
- Information we receive from consumer reporting agencies (“credit bureaus”), information clearing houses and governmental agencies.
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Examples of information that we may ask you to provide may include (but
not be limited to) the following:
- Name
- Date of Birth
- Mailing Address
- Social Security Number
- E-Mail address
- Employment Information
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| In order to maintain accurate information about you, we ask that you update
your personal information when any changes take place. Please notify us if you change your
address, telephone number or e-mail address. You can update your personal information by
logging on to (www.campusdoor.com) and selecting the “My Account” function. |
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| We may ask you for additional information so that we may confirm your identity.
This additional personal information may be necessary to prevent fraud and to ensure that only
you have access to your personal financial information. It is your responsibility to provide
truthful and accurate nonpublic personal information and it is not our responsibility for any
loss or damage that occurs if you fail to do so. It is also your responsibility to notify us
if someone else has unauthorized access to your nonpublic personal information or has stolen
your username or password. We may deny access to our products and services to any customer if a
customer’s identity is suspect. You may contact us at 1-800-786-0002. |
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| Visitors can log on to our website to learn about CampusDoor, our products
and services and find out how to contact us without providing any non public personal
information. We reserve the right to collect anonymous information when users access our web
site. The type of information that is gathered includes, but is not limited to, the date, time
of day, which pages are visited and how much time is spent on the web site. We only collect and
use information about our users in the aggregate. The general information we collect enables us
to serve our customers better by continually improving our site based on up-to-date usage patterns. |
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| CampusDoor utilizes credit bureau reports in order to evaluate our customers’
credit worthiness and to protect our customers from fraudulent conduct. Therefore, we may
obtain a credit bureau report about you when you apply for or obtain any financial products
and services from us, including the making or servicing of your student loan. |
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| The following notice is provided to you pursuant to the Fair Credit Reporting
Act: We may report information about your accounts to credit bureaus. Late payments, missed
payments, or other defaults on your account may be reflected in your credit report. Pursuant to
this Act, you have the right to ensure that the content of your credit report is accurate. If you
believe that we have sent inaccurate information to the credit bureaus, please contact us at 1-800-786-0002. |
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| We do not disclose nonpublic personal information about our customers or our
former customers to anyone, except as permitted by law or as otherwise disclosed in this Privacy Statement. |
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| In order to provide you with access to a full range of products and services,
we may share certain of your nonpublic personal information, including information about our
transactions and experiences with you, with our affiliates. An affiliate means any company that
controls, is controlled by or is under common control with CampusDoor. |
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| We may disclose the nonpublic personal information we collect, in whole or in
part, to companies that perform marketing services on our behalf or to other financial
institutions with whom we have joint marketing agreements. We may disclose all of your
nonpublic personal information to unaffiliated third parties who perform services for us, and
to unaffiliated third parties who perform services related to products and services that you
already have or request from us. CampusDoor contractually requires all such third parties to
maintain the confidentiality of any nonpublic personal information. |
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| CampusDoor will disclose nonpublic personal information about you to
non-affiliated third parties in response to a court order or other lawful request by a
government or regulatory agency, to protect against misuse or unauthorized use of our site,
and/or as we, in our sole discretion, believe necessary or appropriate to defend our interests
and protect our business assets, to limit our legal liability, to enforce or apply our rights
and agreements, to comply with our legal and regulatory obligations or as otherwise permitted
by law. We may also disclose nonpublic personal information to credit bureaus and similar
organizations, and may exchange personal information with reference sources and clearinghouse
services for purposes of fraud protection and credit reporting and verification. In addition,
we may transfer your nonpublic personal information in the event of a change of control of our
company, or a transfer of the business assets to which your nonpublic personal information relates. |
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| We are not responsible for the privacy practices of any third parties or their
websites which may differ from this Privacy Statement. We encourage you to review the privacy
statement of each and every site that collects information from you in order to be informed of
their privacy and security practices. |
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| We will not sell or distribute any nonpublic personal information about you
except in those circumstances listed above. |
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| To advise our customers of special offers provided by CampusDoor, its
affiliates or non-affiliated third parties, we may send promotional materials concerning
products and services that we believe might be of interest. |
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| We restrict access to your nonpublic personal information to only those
authorized employees and agents who have a need to know such information to provide
products or services to our customers. We maintain and monitor physical, electronic,
and procedural safeguards that comply with applicable law and regulatory requirements
to guard your nonpublic personal information. |
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| If you should have any questions about this Privacy Statement, please
contact us at 1-800-786-0002. |
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| CampusDoor allows you to change or correct your personal
information at any time. To do so, log in and go to
Edit
Profile. There, you will find options for editing the information you created. |
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| The CampusDoor Contact
Us area provides you with a number of different feedback options. We
may wish to use certain feedback, such as success stories, for marketing
purposes and we will contact you for your permission to do so.
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